Homeowner’s Insurance

Protect your home for a lifetime, for your legacy.

At Kusel Associates, we know how hard you’ve worked to turn your house into a home. Your home is one of the most important financial investments of your lifetime, and you’ll need proper coverage in order to keep your investment protected. Your family deserves the peace of mind that comes with knowing they’ll always be safe and sound. Accidents can happen at any time, but having the right insurance can protect your home and everything in it.

Get the policy that best meets your needs.

Kusel Associates Insurance is your trusted solution for New Jersey and New York homeowner’s insurance. We offer coverage options that are both flexible and affordable, and we’re dedicated to working with you on an individual basis to find a policy that best suits your needs.

Update your insurance for every stage of life.

You may be moving into your first apartment away from your family, starting a new life with your spouse in your new home, or retiring to the last place you’ll call home. Wherever you call home, you want it to be secure and provide you and your family with a sense of stability. Kusel Associates Insurance provides you with the best insurance protection for your needs, whatever and whenever they may be. Our professionals understand the risks you’ll face, and we offer the right policies for your situation, year after year.

Protect your family’s treasures.

No homeowner’s policy is the same as the next. The variety of lifestyles, needs, and homes requires an equal variety of policies, insurance riders and additions. So many homeowners don’t understand their specific policy limits until after a loss – when it’s too late. Having a policy isn’t enough. It’s important to know that policies have specific limits for various items like artwork, collectible, cash, musical instruments, keepsakes, electronics and other things. Kusel Associates will help make sure your policy delivers the protection you need for the assets you have. We want you to have peace of mind when a loss happens.

Replace your belongings when the unforeseen happens in your rental.

Renters need insurance to protect their belongings whether or not they own a home. Not all landlords carry enough insurance to cover your needs in a crisis, like fire, just like landlords need to protect their property from more than just fire. There are so many liability risks that need professional, astute attention. From condos, mobile homes, and apartments, to vacation property, every variation requires specific coverage. Kusel Associates Insurance has developed relationships over many years with world-class insurance carriers so we can give you the best, most comprehensive coverage for any risk you’ll face, all at the right price.

Options include:

  • Homes
  • Rental property

    Rental Property Insurance

    Even if you don’t own a home and your landlord has insured your building, you will still need to protect your belongings from theft, fire and other damages.
    Rental property insurance, like any other insurance, should be well researched before it is purchased. Some companies offer policies at rates that sound unbelievable. The problem is, if it sounds too good to be true, it usually is. After securing that “unbelievable” insurance deal, people often discover – a little too late – that they weren’t covered for their losses.
    So when you consider purchasing renter’s insurance, make sure that the company has a good reputation, and that the specifics of the agreement are clearly outlined in the contract. Don’t just take the company’s word that something is included in the agreement. Make sure that it is actually there in writing and that you have a copy of the contract.
    Find out how David Kusel Associates can meet your rental property insurance needs. Fill out our no-obligation Quote Form, or call us now.

  • Townhomes
  • Apartments
  • Condos
  • Mobile Homes
  • Vacant Homes
  • Homes under construction
  • Fire Policies
  • Umbrella
  • Flood
  • Earthquake
  • Jewelry, Artwork, etc
  • Multi Policy Discounts are available

Contact Kusel Associates Insurance for the best Commercial Insurance rates in New Jersey


Contact Information

David Kusel Associates Insurance

190 Moore Street
Hackensack, NJ 07601
Get Directions

Phone: 201-489-6366
Fax : 201-489-0174